Terms of Service
Last updated: September 2026
1. Acceptance of Terms
By downloading, installing, accessing, or using PesaTu ("the Game") published by EXM Games ("EXM", "we", "us"), you agree to these Terms of Service ("Terms"). If you do not agree, do not use the Game.
These Terms form a legally binding agreement between you and EXM Games. Your use of the Game is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
2. About PesaTu
PesaTu is a skill-based competitive player-versus-player (PvP) multiplayer card game. Players compete against each other in matches where outcomes are determined by gameplay skill and the implemented game rules. PesaTu is not designed as a game of chance, and match results are not determined by random or stochastic mechanisms.
PesaTu is a skill-based competition and is not intended or designed as traditional gambling. However, laws governing skill-based competitions, contests, and gaming vary by jurisdiction. It is your responsibility to determine whether your participation in PesaTu complies with the laws applicable in your jurisdiction. EXM makes no representation that PesaTu is legal or available in any particular jurisdiction.
3. Eligibility
To use PesaTu, you must meet the minimum legal age and eligibility requirements applicable to PesaTu in your jurisdiction. By using the Game, you represent and warrant that you meet these requirements.
PesaTu is a skill-based game and not traditional gambling. The minimum age to participate varies by jurisdiction and is determined by local laws applicable to skill-based competitions and contests. You are responsible for verifying that your participation is lawful in your location.
The Game may not be available in all countries or regions. EXM may restrict access from certain jurisdictions where required by law or where operating the Game would expose EXM to unacceptable legal or regulatory risk.
4. Accounts
You may be required to create an account to access gameplay features. You must provide accurate and complete information during registration and keep that information current. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
Each person may maintain only one account unless explicitly permitted by EXM. Account sharing, selling, or transferring is prohibited. EXM reserves the right to suspend or terminate accounts that contain false information, are involved in fraudulent activity, or are used in violation of these Terms.
EXM may suspend or terminate accounts at its discretion, including for inactivity, violation of these Terms, suspected fraudulent or illegal conduct, or where required by law. Upon termination, your right to use the Game ceases immediately. Certain data may be retained as described in our Privacy Policy and in Section 12 of these Terms.
5. Account Security
You are responsible for safeguarding your account credentials. You must not share your password with any third party. If you become aware of any unauthorised use of your account, you must notify EXM immediately through the contact information provided in these Terms.
EXM will never ask you to provide your password outside of the Game's official login flow. Any request for your password from an apparent EXM representative or through an unofficial channel should be reported immediately.
6. PesaTu Tokens (PTT)
PesaTu Tokens ("PTT") is the in-game unit of account used within the PesaTu platform. PTT enables participation in matches, and PTT balances are maintained in your account wallet.
PTT is a platform-specific unit of account. PTT is not a cryptocurrency, not an investment instrument, and not a security. PTT does not represent equity, ownership, or any claim against EXM. PTT does not constitute a deposit account, e-money, or stored value under any financial regulation. PTT has no independent monetary value outside the PesaTu platform except where the platform provides an applicable redemption mechanism.
EXM makes no guarantee regarding the future value, exchange rate, or redeemability of PTT. The exchange rate between PTT and local currency, where applicable, is determined by the platform and may change without notice.
7. Deposits
You may acquire PTT through supported payment methods made available within the Game. Supported payment providers and methods may vary by country and may change without prior notice.
All payment transactions are processed by third-party payment providers. EXM does not store full payment card details. When you make a payment, the payment provider collects and processes your payment information according to its own terms and privacy policy.
Payment providers may impose minimum transaction amounts, maximum limits, processing fees, or other restrictions. It is your responsibility to review the terms of the payment provider before completing a transaction. EXM is not responsible for errors, delays, or failures caused by payment providers.
Transactions that fail, are reversed, or are subject to chargeback may result in the deduction of corresponding PTT from your balance, account restriction, or account suspension. Attempting to abuse refund or chargeback mechanisms constitutes a violation of these Terms.
All purchases are final unless otherwise required by applicable law or expressly stated by EXM for a specific promotion or circumstance. Refunds, where offered, are at EXM's sole discretion.
8. Gameplay
PesaTu matches operate as follows: a player creates or joins a room with a specified entry cost in PTT. Once the required number of players has joined and all entry costs are paid, the match begins. Players compete according to the Game's rules. At the conclusion of the match, the winner receives the prize pool — the total entry costs from all participants, minus the platform commission.
The platform fee is a fixed percentage of the total entry costs, retained by EXM as a service charge for operating the platform. The fee percentage is displayed before you confirm entry into a match. By entering a match, you agree to the platform fee.
Match outcomes are determined by player performance within the Game's mechanics and are validated by the Game server. EXM does not influence, predetermine, or manipulate individual match results. PesaTu is designed to ensure fair competition — there are no rigged outcomes, no automated opponents, and no bots that affect competitive results.
Disconnections and Abandonment
If you disconnect from a match in progress, the Game server will determine the outcome based on the state at the time of disconnection and the applicable match rules. Disconnecting does not guarantee a refund of your entry cost. Repeated disconnections or suspected intentional abandonment may result in account restrictions.
9. Withdrawals and Redemption
Tokens won through gameplay may be redeemed through the platform's redemption flow where available. Redemption availability, processing times, minimum and maximum amounts, and applicable fees vary by jurisdiction and payment provider.
EXM does not guarantee that rewards can be redeemed in all jurisdictions or through all payment methods. Exchange rates applied by payment providers may affect the local-currency amount received. Redemption requests may be subject to review for compliance with these Terms, applicable law, and fraud prevention. EXM may delay or cancel a redemption request where required for compliance or security reasons.
EXM's token accounting uses its defined internal model. The number of tokens shown in your balance is the authoritative record of your PTT holdings for all purposes within the platform.
10. Fair Play and Prohibited Conduct
You agree to compete fairly. The following conduct is prohibited and may result in immediate account suspension, forfeiture of token balances, and permanent termination:
- Using bots, scripts, automation software, or any program that simulates human input or automates gameplay.
- Exploiting bugs, glitches, or unintended game mechanics for competitive advantage.
- Colluding with other players to predetermine match outcomes or share winnings.
- Match manipulation, including intentionally losing, win-trading, or coordinating actions with opponents outside the normal scope of gameplay.
- Using multiple accounts to enter the same match, circumvent limits, or obtain unfair advantages.
- Interfering with, disrupting, or attempting to compromise the Game server, client, or network infrastructure.
- Fraudulent payment activity, including using stolen payment methods, making unauthorised transactions, or misrepresenting your identity to payment providers.
- Creating or manipulating token balances through exploits, errors, or any means other than legitimate gameplay or authorised purchases.
- Abusing refund, chargeback, or dispute processes to obtain tokens or value without authorisation.
In addition, you agree not to:
- Harass, threaten, abuse, or impersonate other players or EXM staff.
- Reverse engineer, decompile, disassemble, or attempt to derive source code from the Game client or server components.
- Modify the Game client, use modified clients, or create derivative works based on the Game.
- Use the Game for money laundering, terrorist financing, or any illegal activity.
- Attempt to gain unauthorised access to other players' accounts, the Game server, or EXM's internal systems.
- Publish or distribute private information about other players without consent.
11. Account Suspension and Termination
EXM may suspend or terminate your account at its discretion if you violate these Terms, engage in prohibited conduct, or where required by law. EXM may also suspend accounts pending investigation of suspected violations.
When your account is suspended, your access to the Game is restricted but your data is retained. When your account is terminated, your right to use the Game ceases immediately.
EXM will use reasonable efforts to notify you of account suspension or termination through the contact information associated with your account, except where notification is prohibited by law or would compromise an investigation.
12. Account Deletion
You may request deletion of your account through the Game's account management features. When you delete your account:
- Your account is permanently deactivated and you lose access to the Game.
- Your active session is terminated and your login credentials are invalidated. Any remaining access token in your device will expire within its normal validity period.
- Any available (unlocked) PTT balance in your account is forfeited and transferred to the platform. PTT that is locked due to pending transactions or active matches may also be forfeited.
Certain information is retained after account deletion as required by law, for fraud prevention, or for legitimate business purposes:
- Account information (name, email, phone number) is retained in deactivated form to prevent fraud and comply with legal obligations.
- Financial transaction records are retained as required by applicable financial, tax, and anti-money laundering regulations. These records may be retained for up to ten (10) years or longer where required by law.
- Match records and gameplay history may be retained in aggregated or anonymised form for analytics, fraud detection, and service improvement.
- System and audit logs may be retained for security monitoring and compliance purposes.
Account deletion is permanent and cannot be undone. If you wish to use PesaTu again after deletion, you must create a new account.
13. Intellectual Property
PesaTu and all associated content — including but not limited to the game client, server software, graphics, audio, user interface, trademarks, logos, and branding — are the exclusive property of EXM Games. You are granted a limited, non-exclusive, non-transferable, revocable license to use the Game solely for personal, non-commercial entertainment purposes in accordance with these Terms. This license does not grant you any ownership rights.
14. Platform Availability
EXM does not guarantee uninterrupted or error-free operation of the Game. The Game may be unavailable during maintenance, due to technical issues, or because of circumstances beyond EXM's reasonable control — including third-party service outages, network disruptions, or legal and regulatory requirements. EXM may modify, suspend, or discontinue features, match types, supported platforms, payment methods, or country availability at its discretion.
15. Disclaimer of Warranties
The Game is provided "as is" and "as available" without warranties of any kind, whether express or implied. To the maximum extent permitted by law, EXM disclaims all warranties including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. EXM does not warrant that the Game will meet your expectations, that gameplay outcomes will be favourable, or that the Game will operate without interruption or error.
16. Limitation of Liability
To the maximum extent permitted by applicable law, EXM Games, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to loss of tokens, loss of data, loss of revenue, or loss of goodwill — arising from your use of or inability to use the Game, regardless of the legal theory under which such liability is asserted.
In jurisdictions that do not allow the exclusion or limitation of certain warranties or liabilities, EXM's liability is limited to the minimum extent permitted by law. Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation, where such exclusion or limitation is prohibited by law.
17. Dispute Resolution
Any dispute arising from or relating to these Terms or your use of the Game shall first be attempted to be resolved through good-faith negotiation by contacting EXM through the contact information provided in these Terms. If the dispute cannot be resolved through negotiation within a reasonable period, either party may pursue the matter in the courts of competent jurisdiction.
Nothing in this section limits your right to bring proceedings in the courts of the jurisdiction in which you reside where mandatory consumer protection laws require it. These Terms do not exclude or limit any rights that you may have under applicable consumer protection legislation that cannot lawfully be excluded or limited.
18. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which you reside, without regard to conflict of law principles, to the extent such mandatory local laws apply. Where no mandatory local consumer protection laws apply, these Terms shall be governed by the laws applicable in the jurisdiction where EXM Games operates.
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.
19. Changes to These Terms
EXM may update these Terms from time to time. Material changes will be communicated through the Game client, website, or email where reasonably possible. Changes take effect when the updated Terms are posted on this page or when notified through the Game, whichever occurs first. Continued use of the Game after changes take effect constitutes acceptance of the updated Terms. If you do not agree with the updated Terms, you must stop using the Game and may close your account. Changes to fees, limits, payment methods, supported countries, redemption rules, and game mechanics may also be made in accordance with this section.
20. Contact
For questions about these Terms, your account, or any other matter, contact EXM Games: